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As the Majority Whip of the U.S. House Committee on Financial Services, I have long fought for legislation that benefits taxpayers, consumers, and the local communities they live in.

With three decades in finance, economic development, and national economic public policy making, there is no doubt that I have spent a great deal of my hours in Congress focused on policies that lead to faster economic growth.

With my community bank hat on, I have worked mightily to streamline the federal regulatory system – to right-size it.

The Dodd-Frank Act passed after the financial collapse in 2008 has dramatically hurt our local community banks and locally owned investment firms due to its complexity. Aimed at Wall Street, Dodd-Frank enshrined “too big to fail” banks and created a new class “too small to succeed” banks.

Since the enactment of Dodd-Frank in 2010, we have lost approximately 2,000 banks in our local communities across the U.S. This trend must stop. This is precisely why I cosponsored and supported the passage of H.R. 10, the Financial CHOICE Act.  The CHOICE Act aims to fundamentally reform the nation’s financial system to increase economic growth and job creation that protects and strengthens access to capital and capital markets, and holds Washington regulators accountable.
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